We all know how important it is to save for our retirement or for any of the important things we want from time to time. At the same time, we also know how difficult it is to actually find ways to save on a regular basis.

In order to help you find those extra dollars, your Superannuation Scheme has negotiated a range of special offers for you as part of the benefits you receive from being a Scheme member. Your Member Benefits program is called "Fair Go".

The Fair Go Member Benefits program provides you with a wide range of offers; from savings on the absolutely essential items like health cover, to savings on important but easily overlooked things like holidays and days out with the family.

As a member of the Scheme we also offer you a range of Financial Services to help you plan for your financial well being, such as:

• free educational seminars covering wealth creation strategies and retirement planning,
• free financial planning advice,
• voluntary insurance cover options,
• competitive home loans, and
• a range of tools and calculators on the internet to help you determine your investment strategy, calculate insurance premiums and estimate your superannuation benefit and Account-Based pension (formerly Allocated Pension) options at retirement.

Your Scheme's dedicated Member Services team is available to answer any of your queries on the Fair Go program or our range of services. Simply call a Member Services Officer on 1800 067 059 between 8.30am and 5.00pm EST/EDST, Monday to Friday. Alternatively, if you are close to one of our offices throughout NSW, you are welcome to come in and discuss your requirements or questions with one of our specially trained staff.